Pay in 4
Split any purchase into 4 equal payments with 0% markup. Shariah-compliant, online or in-store.
Learn about Pay in 44
Shop now · Pay later · Shariah-compliant
Spend up to PKR 200,000 and pay in up to 12 installments.




Split it, push it to month's end, or spread it out. Pick the plan that fits your budget.
Split any purchase into 4 equal payments with 0% markup. Shariah-compliant, online or in-store.
Learn about Pay in 4Nothing to pay today. Shop all month and clear one simple bill when the month ends.
Learn about Pay at Month's EndSpread bigger purchases across up to 12 installments, with the markup shown upfront.
Learn about Pay Over TimeStores & deals
Discover stores across 15 categories, unlock exclusive deals and codes, and compare prices before you buy.

Download the Enzer app to see your limit, choose a plan and start shopping today.
Next payment
PKR 3,750