Pay in 4
Split any purchase into 4 equal payments with 0% markup. Shariah-compliant, online or in-store.
Learn about Pay in 4How Enzer works
One app, three ways to pay. Spend up to PKR 200,000 at stores across Pakistan, online and in-store.
Every plan shows you the full cost before you confirm. No surprises later.
Split any purchase into 4 equal payments with 0% markup. Shariah-compliant, online or in-store.
Learn about Pay in 4Nothing to pay today. Shop all month and clear one simple bill when the month ends.
Learn about Pay at Month's EndSpread bigger purchases across up to 12 installments, with the markup shown upfront.
Learn about Pay Over Time
Deals
Enzer partner stores share discounts and codes with Enzer shoppers. Open the app to see what's on today.
Get discounts and promo codes from Enzer partner stores, only in the app.
See prices across stores side by side before you decide where to buy.
Track the products you love and get notified when the price falls.

Peace of mind
Your schedule lives in the app. We remind you 48 and 24 hours before every payment, and send an SMS if one is missed.
Download the Enzer app to see your limit, choose a plan and start shopping today.
Next payment
PKR 3,750