Pay in 4
Split any purchase into 4 equal payments with 0% markup. Shariah-compliant, online or in-store.
Learn about Pay in 44
Pay at Month's End
Buy now. Pay once, at month's end.
Zero down payment. Shop throughout the month and settle one clear bill when it ends.
Due
No advance payment
Nothing to pay when you shop. Take it home today.
One bill at month end
All your purchases roll into a single, simple bill.
No markup
You pay exactly what you spent. Nothing more.
Who can use it: Pay at Month's End is available to Enzer Premium, Executive and Executive Plus members.
How it works
1.Shop all month
Buy from Enzer partner stores whenever you need to.
2.Choose Enzer at checkout
Select Pay at Month's End. No payment needed now.
3.Pay by month end
Clear your single bill in the app before the due date.
Due
Track & reminders
Never miss your due date
Your bill, always visible
See every purchase and your running total in the app.
Reminders before it's due
We notify you 48 hours and 24 hours before your due date.
An SMS if you miss it
If a payment slips, we text you so you can sort it quickly.
FAQs
You have questions? We have answers.
Who can use Pay at Month's End?+
Enzer Premium, Executive and Executive Plus members.
Do I pay anything when I shop?+
No. There is no down payment. Everything you buy during the month is added to one bill.
Is there a markup?+
No. Pay at Month's End has no markup.
How will I know when my bill is due?+
The app shows your bill and due date at all times. We remind you 48 and 24 hours before it's due, and send an SMS if it's missed.
Other ways to pay
Mix and match plans to suit each purchase.
Pay Over Time
Spread bigger purchases across up to 12 installments, with the markup shown upfront.
Learn about Pay Over TimeShop now. Pay your way.
Download the Enzer app to see your limit, choose a plan and start shopping today.
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Next payment
PKR 3,750
Installment 1Paid
Installment 2Paid
Installment 3Upcoming
Installment 4Upcoming